Debt Consolidation

People often prefer the idea of debt consolidation to bankruptcy. While this is understandable, it is important to discuss your finances with a lawyer before you make a decision. Debt consolidation is not right for everyone, and there are many consolidation companies that only make the situation worse.

You can trust in the experience and knowledge of the lawyer and staff at the law office of Luman C. Earle Attorney At Law in Dublin. We have been helping people in middle Georgia for decades. During your free consultation, we will review your debts and finances to determine what debt relief options are right for you.

Will Debt Consolidation Work For Me?

When people think of debt consolidation or single-payment debt relief, they are often thinking of Chapter 13 bankruptcy. Under this chapter, debts are consolidated into one monthly payment over a period of three to five years.

However, bankruptcy is not the right option for every person. If it is not workable for you, we will provide alternative debt relief suggestions. This may include loan modification, negotiating with creditors or financial counseling from a reputable organization.

Be careful of working with for-profit debt consolidation companies. Many of these companies will charge you a lot of money and do little to no work.

We Will Put You On The Right Path

To schedule a free confidential consultation, please call our office at 478-246-7596 or 800-613-4571, or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.